Return To Free Market Will Regulate Health Care Costs

Be very critical of both Democrat and Republican proposals for health care reform (see article.) The ultimate goal MUST be to completely remove federal government intervention from health care and return to a true free market private health care industry (see article.) Competition amongst health care providers and price transparency to health care consumers is the only just and fair method for providing the highest quality coverage to the most people. If the government wants to increase health care coverage, then they should stop taxing it completely and give tax rebates directly to individuals (up to, but not over, the amount of taxes the individual has paid!) for ALL their health care costs (see article.) Individuals should be directly responsible for their own health care insurance policies (just like auto insurance) and not masked by big company employer insurance programs subsidized by government tax incentives.

These actions alone would reduce health care costs such that most people can afford health care expenses out of pocket along with the purchase of a catastrophic health insurance policy. Ultimately the market would probably settle on out of pocket coverage for most things like doctors visits and other non-catastrophic needs (e.g. just like you pay out of pocket to get your brakes fixed on your car). Insurance policies would cover catastrophic health needs with costs driven by actuarial sciences similar to the way car insurance policies are done. Any plans to cover the small percentage of people who cannot pay for health coverage should be handled BY THE INDIVIDUAL STATES (see article) and do something like handing out vouchers (e.g. that effectively translate to money) to individuals so they can make their own choices about their coverage and their provider. Again, the key is to get the federal government completely out of intervening in the private health care industry/market and to return the control of health care to the free market and to individuals.